Community First Lending supports Bay Area economic development with community-based programs complimenting local and national economic growth initiatives. Our small business, mortgage, and consumer credit services empower the public to build personal and business prosperity through equity-minded capital. Our goal is to widen access to safe, secure, nonpredatory capital for historically underserved communities. Community First Lending creates and retains local employment opportunities, opens doors to homeownership, and fosters profit and well-being for the community.
Which applications will Community First Lending Consider?
Applicants located in the Bay Area or committed to Bay Area relocation are welcome to inquire about our loan products. Those seeking capital for homeownership, small business creation or expansion, and personal credit-building are encouraged to submit applications to the Community First Lending board.
Community First Lending considers business loan applications that support and compliment business and economic development projects. Businesses must hire Bay Area residents and provide needed services in the Bay Area. Eligible businesses are at least one year old.
Types of Loans Available:
Small Business Loans for working capital, machinery/equipment, fixed assets, façade improvement, franchise startup funding post franchise award, non-profit loans for established organizations, and Bay Area relocation loans. Small business loans range from $5,000 to $100,000 with $150 up-front loan application fees and 2% origination fees at closing.
Mortgage Lending Services for first-time homebuyers, refinancing, or real estate investors.
Consumer credit loans to improve credit and build personal prosperity.
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Community First Lending
1535 Fred Jackson Way
Richmond California 94801
info@community1stlending.org
(510) 221-2548